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How to Start Saving for Retirement Today

The hardest part of saving for retirement is probably just getting started. That can be an obstacle if you don’t know what your options are. But there are different ways you can start saving for retirement, it’s just a matter of choosing which works best for you. Here are some ways to start saving for […]

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7 Non-loan Financial Transactions that May Require a Credit Check

Most financial and credit advisers focus on credit and credit scores for lending purposes. But are you aware of the number of potential situations when you may be subject to a credit check that has nothing to do with borrowing money? Actually, there are at least seven transactions that may require a credit check that […]

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Ways to Build Credit More Effectively

Advice and articles on how to build credit are fairly common. But in this post, we’re going to look specifically at ways to build credit more effectively. What do I mean by “effectively”? We’re going to focus on the types of credit building strategies that are likely to give you a strong credit score from […]

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When Should You Hire Someone Rather than DIY?

Some people know little about repair work and rely almost exclusively on professionals. Others fall into the category of “handy”, and find no DIY job too intimidating. But is there a point when you should hire someone rather than DIY? Absolutely, and here are five situations where that makes perfect sense. When the Job is […]

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Tips and Tricks for Saving During Summer Travel

Summer is peak travel season for many parts of the country, with rates on hotels and flights spiking because of demand. Even so, it’s important to give yourself time to relax and recharge. For families on a budget, summer travel is all about looking for opportunities to save while having fun. Consider these tips and […]

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5 Things Not to Do Before You Close on Your Mortgage

Home buyers and people refinancing sometimes get complacent once they get a mortgage approval. They assume the approval is set in stone. But that’s not the case. There are at least five things you should not do before you close on your mortgage. The mortgage process is dynamic. Even after you get your approval, things […]

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The Pros and Cons of Different Types of Mortgages

While it’s common to use the term “mortgage” as if it’s a single type of financial product, there are several different variations. Each provides basic home financing but with its features and nuances. You may find one loan type preferable to another, either based on personal circumstances or financial goals. Let’s take a look at […]

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Tips for getting a good deal on a car loan

Very few people pay cash for a car anymore. Not only is financing typical, but it’s also not uncommon to cover the entire purchase price with a loan. That makes getting a good deal on a car loan mission-critical to the car purchase process. Here are five tips for getting a good deal on a […]

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What You Need to Know Before You Sign Student Loan Papers

Student loans have become so common that both students and their parents may pay little attention to the details. But as is the case with any kind of loan, the details matter! There’s much to be aware of before you sign student loan papers. Go through all loan documents carefully, and consider having them reviewed […]

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Five Ways to Save for College

Are you looking for ways to save for college? With the average cost of a college education now at over $100,000 for four years at a public college, and over $200,000 at a private college, parents need all the help they can get to save for college. Fortunately, there are several well-established ways to make […]

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