Velocity Lending’s experienced team will help you with a loan that fits your situation, whether you’re purchasing a home, another property, or interested in refinancing one you already own.
Are you ready to speak with someone right now? Call us at 800-555-1212.
Get the loan you want to reach your financing goals. Take the first step toward making an important investment.
Our experienced professionals are here to help. Share some basic details with us, and we’ll get started to recommend the best options.
Whether you’re purchasing or refinancing a home or other property, it’s a major investment. We’re here to help you find the financing that’s right for you to help you take the next steps.
Together, we’ll determine your needs and help you understand your financing options. Speak with our experienced team to learn more about our loan programs.
It’s normal to have questions when financing a home or other property. We’ve answered frequently asked questions to help guide you.
We’re here to answer any other questions you have. Call us at (800) 555-1212.
Our team can help you understand your financial situation and how it applies to the property you’re interested in affording.
When seeing if you can afford a new home or other property, consider ongoing costs you’ll need to cover such as your monthly loan payment, in addition to property taxes, insurance, and maintenance expenses. Knowing what interest rate you qualify for, your down payment amount, and the term length of your loan will help you understand how much you can afford with your current income and expenses.
We’ll help you consider factors that can impact the affordability of your loan. This includes your term length or how long you pay your loan. We’ll also help you understand your overall loan amount and how to get a loan that will comfortably cover the value of the property you’re looking to purchase or refinance. Your interest rate is also a factor. We can help you understand how it’s impacted by the market as well as your own finances.
Refinancing provides options to lower your monthly loan payment and interest rate or even borrow cash from the equity you have in your property. In many cases, you can refinance after having owned the property for more than 6 months.
You’ll also want to consider whether the closing costs or any other associated costs with refinancing will be worth it. Lowering your interest rate and monthly payments is worthwhile if the added expenses of refinancing can be paid off before you’re ready to sell the home, for example.
