Posts tagged with "credit score"

10 Things You Can Do to Improve Your Credit Score

If you’re shopping for a home, you’re probably also shopping for a mortgage. To get a great mortgage, you need a great credit score. But what if your credit score isn’t great? Here are some things you can do to improve your credit score: 1. Get copies of your credit report from the three major […]

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How Can I Improve My Credit Score by Managing My Credit Cards?

One of the most important things you can do for your finances is to maintain a good credit score. Your credit score can open doors to lower interest rates, better housing, and even lower insurance premiums. As you plan your future money moves, it makes sense to think about how certain moves could impact your […]

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How to Protect Your Credit From Equifax Data Breach

This Equifax breach is very likely to have affected you. As many as 44 percent of Americans had their personal and financial information hacked in this latest compromise. Equifax, one of the three major credit bureaus, announced this morning that as many as 143 million consumers have had their Social Security numbers, birth dates, addresses, […]

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How Mortgage Lenders Use Your Credit Score

You probably already have some idea that there’s a connection between credit scores and mortgage rates. But how close is that connection? And how much does your credit score really affect interest rates? Factors Affecting Mortgage Rates The bigger issue is that there are some factors that affect mortgage rates. A big one is loan-to-value, […]

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What Mortgage Rate Would You Get With a 700 Credit Score?

Buying a house is a huge milestone — and a big purchase. In order to make that purchase, you need a mortgage. However, a lender isn’t going to just hand over the money because you asked nicely. Instead, the lender wants to know that there is a high chance that you will repay the loan. […]

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