Today's rates and loan programs are based on the following assumptions: The property to be financed is your primary residence with a CLTV of 80%. Your actual rate, payment, and closing costs may be higher depending on when rate is locked and date of closing. There may be additional third-party fees, such as lender underwriting, processing, appraisal, credit reporting, title services, government recording, etc. that may be applied at or before closing. Always get an official loan estimate that has all estimated fees disclosed before choosing your loan program. All borrowers are subject to credit approval. Loan programs are subject to change without notice. Lender Underwriting terms and conditions apply. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions and rates are subject to change without notice. Some additional restrictions may apply.