Personal Finance Resources and Articles

Five Ways to Save for College

Are you looking for ways to save for college? With the average cost of a college education now at over $100,000 for four years at a public college, and over $200,000 at a private college, parents need all the help they can get to save for college. Fortunately, there are several well-established ways to make […]

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What is Deflation and How Could it Affect You?

We hear a lot about inflation from the financial media, but less well discussed – and understood – is deflation. What is deflation and how could it affect you? What is Deflation? The net effect of deflation is a general decline in price levels. That includes not only a drop in prices for goods and […]

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How to Boost Your Retirement Savings

It’s always nice when you can maximize your retirement savings early in life. But the demands of life often make that hard to accomplish. It’s often easier to start small, and gradually boost your retirement savings over several years. It’s a strategy well worth putting into action. There are several ways to do this that […]

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Protect Yourself From Identity Theft

If you’re at all worried about identity theft, you certainly should be. In 2017, there were 16.7 million cases of identity theft, an 8% increase over 2016. There’s no way to completely protect yourself from identity theft. But there are a series of simple strategies you can use to minimize the likelihood of becoming a […]

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How to have the best financial year ever in 2018

The economy and all measures of financial performance–real estate, the stock market, employment, wages–had an incredible 2017. Hopefully, you got a little piece of that success. Today, I want to help you position yourself for your best financial year ever in 2018. This year is expected and is already showing signs of being at least […]

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7 Ideas for Making Quick Cash

We all wish we made just a little more money. But sometimes what we really need is some fast cash. So, when you don’t have time to start a side gig or wait for your next raise, here are a few ways to make a little quick cash: Sell Your Unused Items We all have […]

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How to Begin Saving Money if You’ve Never Been a Saver

The biggest hurdle for a non-saver is just getting started. You can cook up all of the various savings strategies that you want, some of them brilliant, but none of them will move you forward if you can’t take that first step. That point should never be underestimated. Some people seem to be “natural savers”, […]

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7 Low-Cost Tips for Prepping Your Home for Winter

With winter coming, there’s a good chance you dread the spike to your heating bill. Whether you use gas or electric heat (or even if you have a fireplace or pellet stove), it can be difficult to keep the warm air in your home. The right preparation can help you avoid steep heating costs. But […]

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Is It Worth It to Chase Yield on a Savings Account?

It’s natural to want to get the best bang for our buck. You want the best chance to earn the most money. It’s why people look for hot stock tips. It’s also why people chase yield on a savings account. Getting the Highest Yield on Cash When you look at the yield offered by a […]

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5 Reasons Why You Need to Start a Roth IRA Now

Of all of the savings, investments and retirement plans out there, the Roth IRA is in a class by itself. Here are five reasons why you need to start a Roth IRA now. 1. To Provide Tax-free Income in Retirement The primary benefit of a Roth IRA is that it can provide you with a […]

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