Personal Finance Resources and Articles

How to Begin Saving Money if You’ve Never Been a Saver

The biggest hurdle for a non-saver is just getting started. You can cook up all of the various savings strategies that you want, some of them brilliant, but none of them will move you forward if you can’t take that first step. That point should never be underestimated. Some people seem to be “natural savers”, […]

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7 Low-Cost Tips for Prepping Your Home for Winter

With winter coming, there’s a good chance you dread the spike to your heating bill. Whether you use gas or electric heat (or even if you have a fireplace or pellet stove), it can be difficult to keep the warm air in your home. The right preparation can help you avoid steep heating costs. But […]

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Is It Worth It to Chase Yield on a Savings Account?

It’s natural to want to get the best bang for our buck. You want the best chance to earn the most money. It’s why people look for hot stock tips. It’s also why people chase yield on a savings account. Getting the Highest Yield on Cash When you look at the yield offered by a […]

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5 Reasons Why You Need to Start a Roth IRA Now

Of all of the savings, investments and retirement plans out there, the Roth IRA is in a class by itself. Here are five reasons why you need to start a Roth IRA now. 1. To Provide Tax-free Income in Retirement The primary benefit of a Roth IRA is that it can provide you with a […]

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How to Start a Travel Fund to Pay for Your Wanderlust

I almost always have a serious case of wanderlust. I can be gone for weeks at a time, come home for a month, and be ready for the next adventure. While not everyone travels as frequently as I do, many people still like to travel. Whether it’s the occasional four-day getaway, or a longer vacation […]

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What to Know Before you Invest in Real Estate

When it comes to investments, you might think of stocks and bonds first. But investing in real estate is also a solid option that you should consider. Here’s what to think about. Before you Invest in Real Estate There are different ways to invest in real estate, and they don’t all require hundreds of thousands […]

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Investing in Individual Stocks for the First Time

If you’re not familiar with investing in individual stocks, there’s a lot to know. Owning them can be more complicated – and risky – than mutual funds, or exchange-traded funds (ETFs). Here are a few things you need to know before investing in individual stocks for the first time. Make Sure You Know What You’re […]

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How to Invest in Index Funds

When most people think of investing, they imagine buying shares of Nike or Coca-Cola. They hear about the IPOs of new companies like Snapchat and wonder if they should invest. But seasoned investors choose to rely on index funds for their retirement needs. Index funds track an index, which is a section of the stock […]

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How to Stay on Top of Your Bills

One of the biggest financial challenges many of us face is trying to stay on top of our bills. Sometimes we find ourselves falling behind — and then it’s hard to get caught back up. So, how do you stay on top of your bills each month? How can you keep from falling behind? Here are […]

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Learning to Spend Money More Wisely

How many of us get to the end of our money before the end of the month? It’s a common situation for many consumers. So, how do you spend more wisely so you can avoid running out of money? You can reform your spending habits. If you want to spend more wisely, here are a few […]

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