Home Buying Resources and Articles

Is it Better to Renovate or Buy a New Home?

This is a question that most homeowners face sooner or later. Is it better to renovate or buy a new home? There are advantages in either direction. It’s mostly about focusing on the benefits that most apply to you and your situation. Let’s take a look at both renovating your existing home, and buying a […]

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When Renting No Longer Makes Sense

At a certain time in your life renting may be the best option. It can be less expensive than homeownership. And it can also provide you with mobility that may be important early in life. But sooner or later, the time will come when renting will no longer makes sense. Let’s look at the life […]

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5 Things You Should Know Before You Try to Flip a House

Television shows feature people flipping houses and making a tidy profit. As you watch these shows, it’s tempting to think that you can accomplish the same thing. After all, how hard can it be to buy a home, fix it up a bit, and then sell it for more? The reality is a little more […]

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Why a Home is Probably Still Your Biggest and Best Investment

While there’s much discussion about building wealth through retirement plans or investing in stocks, a home is probably still your biggest and best investment. That certainly true for the average household in America. Yes, there is the potential to accumulate significant wealth in retirement plans and stocks. But the reality is that a home is […]

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The Pros and Cons of Making a Minimum Down Payment

If you’re a first-time home buyer, you probably expect to make a minimum down payment when you buy a home. But there are pros and cons of making a minimum down payment, and you should be aware of them before you make your purchase. The Pros of Making a Minimum Down Payment Enabling You to […]

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Why You SHOULD Buy a Home in the Winter

A few months ago, I wrote a similar article Why Fall May Be the Best Time to Buy a Home, and that was true for all of the reasons stated in the article. But you know what? It’s even truer in the winter. That’s because all of the factors that make fall an excellent time […]

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Self-Employment and Buying in HOA Neighborhoods – What You Need to Know

Neighborhoods that have Homeowner’s Associations (HOAs) present a special challenge for the self-employed. Depending upon what type of business you operate, you may find HOA neighborhoods to be something less than welcoming. In a worst-case scenario, it can even turn into a legal confrontation. That’s why you need to know exactly what you’re getting into […]

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How Will the Trump Tax Proposal Affect Homeowners?

On September 27, 2017, President Donald Trump proposed sweeping income tax reform. If enacted as presented, it will be one of the biggest changes in the US tax code in history. There are provisions in the proposal that also specifically affect housing and homeowners. What are the main changes proposed, and how will the Trump […]

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Why Fall May be the Best Time to Buy a Home

The Spring/Summer real estate buying season is over. Does that mean that it’s time to abandon your homebuying plans, and wait for the next buying season next Spring? It could be a mistake if you do. That’s because fall maybe the best time to buy a home. Here’s why. The Spring/Summer Buying Season has Passed […]

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How to Get a Mortgage After a Bankruptcy

If you have had a bankruptcy within the past few years, you may still be able to qualify for a mortgage. But since bankruptcy is considered to be a major derogatory credit event, there are certain limits. Knowing those limits is the key to getting your loan application approved. Mortgage Rules on Bankruptcy Bankruptcy rules […]

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