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Do You Have What it Takes to Be a Successful House Flipper?

If you’ve seen one of the many house flipping shows that are on TV these days, like Flip or Flop, you may have caught the house flipping bug. On TV, they make it look easy. They purchase a property, fix what’s broken, turn a dump into a dream home, and walk away with a six-figure […]

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How to Refinance After a Loan Modification

After the financial crisis of 2007-2008, which was primarily driven by a collapse in housing and mortgage markets, many homeowners found themselves in serious trouble. In response, Fannie Mae and Freddie Mac introduced loan modification programs to restructure mortgages broadly. These programs allowed borrowers that were behind on their mortgage payments or couldn’t refinance into […]

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Guide to Lighting Your Interior Design Projects

Nothing finishes a room like lighting. An expertly lit room creates warmth and energy and will deliver positive impacts on performance and productivity. But, for all of its benefits, it is often the most neglected part of interior design. Let’s fix that in your next room redesign. I always like to start by evaluating my […]

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Applied For A Job But Didn’t Hear Back?

Have you been applying for jobs, and getting frustrated by the lack of response? It’s become a common problem, so you can take at least some comfort in knowing that you’re far from all alone with this dilemma. The only way to get around it is by understanding why it’s happening, and then developing strategies […]

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Is It Worth It to Chase Yield on a Savings Account?

It’s natural to want to get the best bang for our buck. You want the best chance to earn the most money. It’s why people look for hot stock tips. It’s also why people chase yield on a savings account. Getting the Highest Yield on Cash When you look at the yield offered by a […]

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Why Fall May be the Best Time to Buy a Home

The Spring/Summer real estate buying season is over. Does that mean that it’s time to abandon your homebuying plans, and wait for the next buying season next Spring? It could be a mistake if you do. That’s because fall maybe the best time to buy a home. Here’s why. The Spring/Summer Buying Season has Passed […]

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Market Brief: Steady as she goes

Exuberance is creeping in, but there’s little substantive news to really move the markets. Generally, earnings are strong, interest rates remain at historical lows, we are at near full-employment, and the business environment is favorable. The prevailing mortgage rates trend continues to be sideways. Today’s Prevailing Mortgage Rates* 30-year fixed rate 3.875-4.125% 3.956 – 4.125% APR […]

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How Can I Improve My Credit Score by Managing My Credit Cards?

One of the most important things you can do for your finances is to maintain a good credit score. Your credit score can open doors to lower interest rates, better housing, and even lower insurance premiums. As you plan your future money moves, it makes sense to think about how certain moves could impact your […]

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How to Get a Mortgage After a Bankruptcy

If you have had a bankruptcy within the past few years, you may still be able to qualify for a mortgage. But since bankruptcy is considered to be a major derogatory credit event, there are certain limits. Knowing those limits is the key to getting your loan application approved. Mortgage Rules on Bankruptcy Bankruptcy rules […]

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Mortgage Rates Update for 10-10-2017

It’s Tuesday, October 10th and mortgage rates continue to trend upward, but ever so slightly. The good news is that mortgage rates remain at long-term lows, even for 2017. Check out this animated illustration of weekly 30-year fixed rate trends for 2017 as reported by Freddie Mac. U.S. weekly average 30-year fixed #mortgage rates in […]

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