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How to Answer the Salary Question

It’s a very exciting time: You’re in a job interview, and you feel like it’s going well. You feel like you have a real shot at the job. And then they ask the salary question. Trying to decide how to answer the salary question can be difficult. You don’t want to ask for too little. […]

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How Will the Trump Tax Proposal Affect Homeowners?

On September 27, 2017, President Donald Trump proposed sweeping income tax reform. If enacted as presented, it will be one of the biggest changes in the US tax code in history. There are provisions in the proposal that also specifically affect housing and homeowners. What are the main changes proposed, and how will the Trump […]

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10 Things You Can Do to Improve Your Credit Score

If you’re shopping for a home, you’re probably also shopping for a mortgage. To get a great mortgage, you need a great credit score. But what if your credit score isn’t great? Here are some things you can do to improve your credit score: 1. Get copies of your credit report from the three major […]

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6 Things to Know About Running a Business Out of Your Home

Running a business out of your home feels like a dream for many people. And why not? You get to take advantage of low overhead costs, and you don’t  have to worry about a commute. But before you jump into a home business, you need to make sure it’s the right move for you. Here […]

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How to Begin Saving Money if You’ve Never Been a Saver

The biggest hurdle for a non-saver is just getting started. You can cook up all of the various savings strategies that you want, some of them brilliant, but none of them will move you forward if you can’t take that first step. That point should never be underestimated. Some people seem to be “natural savers”, […]

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7 Low-Cost Tips for Prepping Your Home for Winter

With winter coming, there’s a good chance you dread the spike to your heating bill. Whether you use gas or electric heat (or even if you have a fireplace or pellet stove), it can be difficult to keep the warm air in your home. The right preparation can help you avoid steep heating costs. But […]

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Should You Accept a Job with a Start-up Company?

A job opportunity comes your way, and it looks like one of those once-in-a-lifetime opportunities. But it’s with a start-up company. Should you accept the job? It’s virtually impossible to generalize when it comes to start-up companies. Some people have taken such jobs, and it’s paid off handsomely. They may have even become millionaires as […]

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Should You Be The Stay-at-Home Parent?

This question is becoming increasingly important in an economy where both spouses work. But once a child comes along, hard decisions may need to be made. It may be that the cost of daycare and other expenses practically require that one spouse stay home. But if that’s the case, which spouse should be? Historically, the […]

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Do You Have What it Takes to Be a Successful House Flipper?

If you’ve seen one of the many house flipping shows that are on TV these days, like Flip or Flop, you may have caught the house flipping bug. On TV, they make it look easy. They purchase a property, fix what’s broken, turn a dump into a dream home, and walk away with a six-figure […]

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How to Refinance After a Loan Modification

After the financial crisis of 2007-2008, which was primarily driven by a collapse in housing and mortgage markets, many homeowners found themselves in serious trouble. In response, Fannie Mae and Freddie Mac introduced loan modification programs to restructure mortgages broadly. These programs allowed borrowers that were behind on their mortgage payments or couldn’t refinance into […]

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