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The Easiest Way to Prepare Your House for Sale

People devote all kinds of time and money to getting their homes ready for sale. They might replace flooring, paint inside and out, and even replace cabinets and fixtures. But the best solutions are often the simplest – and the cheapest. And the cheapest, easiest way to prepare your house for sale is to declutter […]

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5 Reasons Why You Need to Start a Roth IRA Now

Of all of the savings, investments and retirement plans out there, the Roth IRA is in a class by itself. Here are five reasons why you need to start a Roth IRA now. 1. To Provide Tax-free Income in Retirement The primary benefit of a Roth IRA is that it can provide you with a […]

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What Mortgage Lenders Look for When You Buy a 2-4 Family Home

There’s a wealth of information available about mortgages to purchase single-family, owner-occupied homes. But much harder to come by is what mortgage lenders look for when you buy a 2-4 family home. Let’s take a look at those regulations regarding each category of the home buying process. Maximum Mortgage Loan Limits Fortunately, you can get […]

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Buying a Flipped House: Buyer Beware

HGTV has made house flipping look easy, and in some neighborhoods, it seems like there’s a house on every block that’s being flipped. For purposes of this article, let’s define a flipped house as one that the seller has owned for less than one year – basically, they bought it with the intention of upgrading […]

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Can You Use a Roth IRA for the Down Payment on a Home?

With so many people having most or even all of their savings in retirement plans, tapping them for the down payment on a home has become common. But of all the retirement plans you might use as a source of funds for the down payment, the Roth IRA comes up as the very best. It […]

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How to Protect Your Credit From Equifax Data Breach

This Equifax breach is very likely to have affected you. As many as 44 percent of Americans had their personal and financial information hacked in this latest compromise. Equifax, one of the three major credit bureaus, announced this morning that as many as 143 million consumers have had their Social Security numbers, birth dates, addresses, […]

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How to Buy a Home Without Leaving Yourself “House Poor”

Have you ever heard the term, house poor? It’s an important term to remember when you buy a home. It refers to someone who buys a house that they can barely afford, leaving them with little money left over to pay for anything else. It’s a tough situation to be in because it means that […]

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How to Start a Travel Fund to Pay for Your Wanderlust

I almost always have a serious case of wanderlust. I can be gone for weeks at a time, come home for a month, and be ready for the next adventure. While not everyone travels as frequently as I do, many people still like to travel. Whether it’s the occasional four-day getaway, or a longer vacation […]

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Why You Should Consider Cost of Living Before Moving for a Job

It’s always exciting to get a job offer in a new city. It’s especially exciting if you are being offered a raise. However, just because you are being offered more money, it doesn’t mean that moving for a job is the right financial (or life) decision. Before you take the plunge and move to a […]

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Pros and Cons of Paying Cash for a Home

It can seem like a pipe dream to many people, but there really are people who pay cash for a home. And maybe you’re thinking about becoming one of them. Here are some of the pros and cons to consider: Pros of Paying Cash The main pro in favor of paying cash for a home […]

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