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Are Bi-Weekly Mortgage Payments for You?

For most homeowners, mortgage payments are paid once a month. Yet some homeowners opt to make a payment twice a month, a proven strategy that can help you pay off your mortgage faster, save thousands on interest and quickly accrue more home equity. On the other hand, bi-weekly mortgage payments aren’t for everyone. Not everyone […]

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Are You Eligible for a HARP Refinance?

The HARP refinance was created specifically to enable homeowners who are “underwater” on their mortgages to refinance. Traditionally, homeowners are only eligible to refinance if their mortgage if the loan balances are lower than the value of their homes. But after the Financial Meltdown that began in 2008, property values fell across the country. This […]

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How to Know When to Refinance Your Mortgage

How do you know when to refinance your mortgage? Many people know that refinancing a home loan could save them money, but it isn’t always true that you’ll come out ahead with a refinance. Your potential savings depends on your circumstances, the terms of the old loan and the terms of the new refinance loan. […]

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Protect Yourself From Identity Theft

If you’re at all worried about identity theft, you certainly should be. In 2017, there were 16.7 million cases of identity theft, an 8% increase over 2016. There’s no way to completely protect yourself from identity theft. But there are a series of simple strategies you can use to minimize the likelihood of becoming a […]

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How to Get a Home Loan When Self-employed

If you’re self-employed, you’re probably at least somewhat aware that it’s more difficult to qualify for a home loan than it is for a salaried person. Whether it’s fair or not, lenders generally view salaried incomes as more secure than self-employment. For that reason, you’ll have to come up with a lot more documentation with […]

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Is it Better to Renovate or Buy a New Home?

This is a question that most homeowners face sooner or later. Is it better to renovate or buy a new home? There are advantages in either direction. It’s mostly about focusing on the benefits that most apply to you and your situation. Let’s take a look at both renovating your existing home, and buying a […]

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How to have the best financial year ever in 2018

The economy and all measures of financial performance–real estate, the stock market, employment, wages–had an incredible 2017. Hopefully, you got a little piece of that success. Today, I want to help you position yourself for your best financial year ever in 2018. This year is expected and is already showing signs of being at least […]

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When Renting No Longer Makes Sense

At a certain time in your life renting may be the best option. It can be less expensive than homeownership. And it can also provide you with mobility that may be important early in life. But sooner or later, the time will come when renting will no longer makes sense. Let’s look at the life […]

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What Can Go Wrong if You Overprice Your Home for Sale

Though there are specific ways to price your home for sale appropriately, home sellers sometimes ignore those methods. Not surprisingly, it’s usually a higher price. Sometimes it’s much higher. Though that might seem like the right thing to do, much can go wrong if you overprice your home for sale. The Reasons Sellers Overprice Their […]

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5 Things You Should Know Before You Try to Flip a House

Television shows feature people flipping houses and making a tidy profit. As you watch these shows, it’s tempting to think that you can accomplish the same thing. After all, how hard can it be to buy a home, fix it up a bit, and then sell it for more? The reality is a little more […]

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