Posts by Zina Kumok

How to Invest in Index Funds

When most people think of investing, they imagine buying shares of Nike or Coca-Cola. They hear about the IPOs of new companies like Snapchat and wonder if they should invest. But seasoned investors choose to rely on index funds for their retirement needs. Index funds track an index, which is a section of the stock […]

Keep Reading

How to Catch up for Retirement

It happens to the best of us. You want to save for retirement and tell yourself you’ll get around to it one of these days, but it never happens. Every time you try to start, something else comes up, and you forget. Now you’re ready to save but are lost and scared. You’re behind and […]

Keep Reading

How to make yourself more valuable to your employer

When you work in a demanding environment, it often seems like enough to just make it through the work week. So many employees get caught in the mundane cycle of mediocrity, and there’s not necessarily anything wrong with that – if you’re happy with your current position. But if you’re looking to fast-track your career, […]

Keep Reading

Understanding and investing with your 401k

Saving for retirement is a financial priority that most people know about, but when it comes to implementation, people are clueless. Even though you can start saving at any time, most people avoid it. Fortunately, you don’t have to do it alone. These days, about half of employers offer 401ks to their employees and most […]

Keep Reading

How To Get Motivated About Money

Getting motivated about your money sounds like an impossible goal: who wants to learn about being financially responsible? But if you’ve committed to learning more about money, you’re in for a long journey. Personal finance is something that impacts every area of your life. You can use it to make your life more fulfilling and […]

Keep Reading

The Biggest Issues to Look for When Buying a House

Buying a home represents one of the biggest financial and personal decisions anyone can make. It can be a significant commitment, one that ties you to a piece of property for the foreseeable future. Many also view their house as an investment, a way for their money to grow as their children do. But if […]

Keep Reading

What to Know Before Buying an Old House

Buying an older home seems like a romantic proposition. Beautiful crown molding, spacious living rooms, and original hardwood floors can convince even the most skeptical of borrowers to invest in an old property. Some people search out these homes on purpose, entranced by their uniqueness and beauty. But hiding underneath all that woodwork and charm […]

Keep Reading

How to Get a Home Construction Loan

In a land of McMansions, finding the perfect home can seem like a fruitless endeavor. How can you find the right house without spending all your free time searching? You build your own. Building your home gives you the freedom to put in a sauna in the master bedroom or a greenhouse on your property. […]

Keep Reading

Is it worth buying a fixer upper?

If you watch enough television, you’ve probably seen a show about buying and flipping houses. They make the “fixing” aspect of a fixer-upper look easy – just buy the place, put in a little work and cut to the scene where you sell for over market value. Easy as cake, right? Not exactly. While repairing […]

Keep Reading

Should I pay off my mortgage early?

One of the more common and practical options is paying off your mortgage early. The mortgage is usually people’s biggest source of debt and their biggest monthly expenditure. Paying it off early can lead to increased cash flow and even more budget flexibility. But not everyone thinks it’s the best way to go. We can help you weigh the pros and cons.

Keep Reading