Posts by Miranda Marquit

Miranda is a freelance journalist and financial expert. She has contributed to numerous sites, including Forbes, U.S. News & World Report, AllBusiness, The Huffington Post, and NPR. Miranda also writes for her own site, Planting Money Seeds, and is a panelist on the live weekly Money Mastermind Show, and on the Money Tree Investing Podcast. When not immersed in the world of finance, she enjoys spending time with her son, traveling, playing in the outdoors, and reading.

When You Should Pay a Professional Instead of DIY

The idea of doing things yourself is tempting. After all, you can save money by taking matters into your own hands. But is it always worth it to do it yourself? Are there times that trying to manage the situation on your own could end up making things worse? Before you DIY — even if you […]

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How to Answer the Salary Question

It’s a very exciting time: You’re in a job interview, and you feel like it’s going well. You feel like you have a real shot at the job. And then they ask the salary question. Trying to decide how to answer the salary question can be difficult. You don’t want to ask for too little. […]

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6 Things to Know About Running a Business Out of Your Home

Running a business out of your home feels like a dream for many people. And why not? You get to take advantage of low overhead costs, and you don’t  have to worry about a commute. But before you jump into a home business, you need to make sure it’s the right move for you. Here […]

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7 Low-Cost Tips for Prepping Your Home for Winter

With winter coming, there’s a good chance you dread the spike to your heating bill. Whether you use gas or electric heat (or even if you have a fireplace or pellet stove), it can be difficult to keep the warm air in your home. The right preparation can help you avoid steep heating costs. But […]

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Is It Worth It to Chase Yield on a Savings Account?

It’s natural to want to get the best bang for our buck. You want the best chance to earn the most money. It’s why people look for hot stock tips. It’s also why people chase yield on a savings account. Getting the Highest Yield on Cash When you look at the yield offered by a […]

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How Can I Improve My Credit Score by Managing My Credit Cards?

One of the most important things you can do for your finances is to maintain a good credit score. Your credit score can open doors to lower interest rates, better housing, and even lower insurance premiums. As you plan your future money moves, it makes sense to think about how certain moves could impact your […]

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How to Start a Travel Fund to Pay for Your Wanderlust

I almost always have a serious case of wanderlust. I can be gone for weeks at a time, come home for a month, and be ready for the next adventure. While not everyone travels as frequently as I do, many people still like to travel. Whether it’s the occasional four-day getaway, or a longer vacation […]

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Why You Should Consider Cost of Living Before Moving for a Job

It’s always exciting to get a job offer in a new city. It’s especially exciting if you are being offered a raise. However, just because you are being offered more money, it doesn’t mean that moving for a job is the right financial (or life) decision. Before you take the plunge and move to a […]

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How to Ask Your Boss for a Raise

You’re ready for a raise. You feel like you’ve been at the company for a while, and you provide solid value to your employer. It’s time for recognition. But you can’t just march into your boss’s office and demand a raise. In fact, asking for a raise requires preparation and thought. If you feel you […]

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How to Compare FHA and VA Loans

Buying a home is a big step that requires commitment and capital. However, coming up with the down payment can be difficult. Many of us don’t have tens of thousands of dollars available for a 20% down payment. The good news is that there are government programs designed to help you get into a home […]

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