Posts by Cathy Okawa

Cathy is the founder of Chief Family Officer, where you can get daily updates on the hottest deals, and tips to achieve financial freedom and family bliss.

10 Things You Can Do to Improve Your Credit Score

If you’re shopping for a home, you’re probably also shopping for a mortgage. To get a great mortgage, you need a great credit score. But what if your credit score isn’t great? Here are some things you can do to improve your credit score: 1. Get copies of your credit report from the three major […]

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Things to Know Before You Start Shopping for a House

Congratulations! You’ve decided that you’re ready to buy a house. Here are some things you need to know before you start shopping: How much you can put down – You probably already know you need a down payment to buy a house. Twenty percent of the sale price used to be the standard amount, and […]

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Should you upgrade your house before selling?

If you’re thinking about selling your house, you’re probably also wondering if you should make significant upgrades before putting it on the market. The simple answer is, probably not. Upgrades Before You Sell You will likely see the best return for the money you put into your house if you focus on minor repairs and […]

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Buying a Flipped House: Buyer Beware

HGTV has made house flipping look easy, and in some neighborhoods, it seems like there’s a house on every block that’s being flipped. For purposes of this article, let’s define a flipped house as one that the seller has owned for less than one year – basically, they bought it with the intention of upgrading […]

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Pros and Cons of Paying Cash for a Home

It can seem like a pipe dream to many people, but there really are people who pay cash for a home. And maybe you’re thinking about becoming one of them. Here are some of the pros and cons to consider: Pros of Paying Cash The main pro in favor of paying cash for a home […]

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Should you Remodel or Move?

Have you been feeling unsatisfied in your home lately? Maybe you’ve been thinking about remodeling but worry about the hassle. Or maybe you’ve been thinking about moving but wondering if you can afford to. Here are some factors to consider in deciding whether a remodel or move is a better choice Remodel or Move Location […]

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9 Factors that Affect the Price of a Home

Whether you’re buying or selling, or just wondering how much your home is worth, it’s important to know what can affect the price of a home. Here are some of the most important factors you need to keep in mind: Location – You already know the old real estate mantra: “Location, location, location.” That’s because […]

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What to Learn About Property Taxes Before Buying a House

When you buy a house, there are expenses to consider besides your mortgage payment, such as property taxes. Property taxes are levied by a local government, usually at the municipal or county level. Property taxes are generally used to pay for public education, infrastructure, and police, fire, and other emergency services. The amount of tax […]

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Pros and Cons of Home Ownership

Home ownership is usually considered a great thing, even the cornerstone of the American Dream. But it’s not necessarily the right move for everyone. Like almost everything, there are pros and cons of home ownership. Here are some things you should consider if you’re thinking about becoming a homeowner: Pros of Home Ownership One of […]

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What to Know About Selling Your House

Are you thinking about selling? There’s a lot to know before you take that big step, and it’s easy to overlook some of the important steps. Here are some things you should keep in mind: On Selling Your House You have to satisfy your legal obligations. That means you must disclose problems or potential problems that […]

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